Direct answer: Your integration signs in with OAuth to each USMail.ai account you register, at app.usmail.ai/mcp, and jobs it approves are paid from that account's meter balance. A person owns payment on each account: they set postage grant or Pay & Approve on the app, and nobody puts a password in a prompt.
These docs are for developers and companies that use USMail.ai MCP as the print-to-mail API in their own products and workflows. You register a USMail.ai account, or several, connect over OAuth, and then use the service like any other customer: your integration creates, uploads and proofs mail jobs and approves them once a person on the account turns on postage grant, and approved jobs are paid from the account's meter balance.